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Guarding your financial interests, we set standards of reliability and accountability, designed to ensure fairness and accessibility of financial services for all.

Terms and Conditions

1. Introduction

1.1 These Terms and Conditions ("Terms") apply to your use of all the services, websites (including subdomains), and related products offered by Afr regarding Chargeback services (collectively, "the Service"). By accessing or using the Service, you acknowledge that you have read, understood, and agreed to be bound by these Terms and the Privacy Policy concerning personal data processing.

1.2 Carefully review these Terms before you start using the Service. If you disagree with any part of the Terms, you must not use the Service.

2. Service Description

2.1 Afr provides specialized support for businesses and individuals in managing Chargeback processes and other financial dispute resolutions.

2.2 The Service is offered on an "as is" basis for general informational and guidance purposes only. Users are responsible for verifying the relevance and accuracy of the information provided.

3. Registration and User Accounts

3.1 Certain features of the Service require registration and the creation of a user account. By registering, you commit to providing truthful and complete information and to update such information as necessary.

3.2 You are responsible for safeguarding your account login credentials and for any activities that occur under your account. Afr disclaims any liability for losses or damages arising from your failure to maintain account security.

4. Use of the Service

4.1 You agree to use the Service only for lawful purposes, in compliance with these Terms, and in accordance with applicable local, national, and international laws and regulations.

4.2 The Service is intended for guidance only, and reliance on any information provided by the Service is solely at your own risk.

5. Intellectual Property

5.1 All intellectual property rights in the content, materials, and software on the Service are owned by or licensed to Afr. Unauthorized use, reproduction, modification, distribution, or creation of derivative works of such content is strictly prohibited without express written consent from Afr.

6. Limitation of Liability

6.1 Afr makes no warranties or guarantees as to the accuracy, reliability, or completeness of the Service's content and expressly disclaims any liability for errors or omissions therein.

6.2 Afr will not be liable for any indirect, incidental, consequential, special, or exemplary damages arising from the use of the Service or from the inability to use the Service.

7. Termination

7.1 Afr reserves the right to terminate or suspend your access to the Service without prior notice, for any breach of these Terms or for no reason at all.

7.2 You may terminate these Terms at any time by ceasing all use of the Service and notifying Afr of your decision to terminate.

8. Governing Law

8.1 These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Afr is registered, without regard to its conflict of law provisions.

9. Changes to Terms and Conditions

9.1 Afr reserves the right to amend these Terms at any time. All changes will take immediate effect upon their posting on the Service. Your continued use of the Service following any changes means that you accept and agree to the amendments.

10. Dispute Resolution

10.1 In the event of any disputes arising from the use of the Service, the parties shall attempt, in good faith, to resolve such dispute informally. Should these attempts fail, the dispute will be resolved exclusively in the courts of the jurisdiction of Afr.

11. Miscellaneous

11.1 If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

11.2 These Terms constitute the entire agreement between you and Afr regarding the use of the Service, superseding any prior agreements between you and Afr relating to your use of the Service.