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Liquidity stress tests for banks – range of practices and possible developments

Liquidity stress tests are traditionally employed by financial authorities to assess the materiality of liquidity risk within the ...

Unallocated TLAC - Executive Summary

The Financial Stability Board (FSB) Key Attributes of Effective Resolution Regimes for Financial Institutions aim to ensure that t...

Impact of Digitalisation on Operational Continuity in Resolution - Executive Summary

Effective resolution aims to ensure continuity of the critical functions (CFs) of a failing financial institution. CFs are activit...

Cross-border Crisis Simulation Exercise in Latin America

In February 2024, financial authorities in seven countries in Latin America participated in a crisis simulation exercise (CSE) to ...

Climate scenario analysis: emerging supervisory practices – Executive Summary

Climate scenario analysis is a risk assessment tool that provides a "what if" methodological framework to explore how climate-rela...

The financial stability implications of multifunction cryptoasset intermediaries - Executive Summary

Multifunction cryptoasset intermediaries (MCIs) refer to individual firms, or groups of affiliated firms, that offer a wide range ...

Core principles for effective banking supervision - Executive Summary

The Core Principles for effective banking supervision, also known as the Basel Core Principles (BCPs), are the minimum global stan...

Peering through the hype - assessing suptech tools' transition from experimentation to supervision

Recent episodes of banking stress underscore the need for supervisors to identify issues at an early stage and ensure that financi...

Stablecoins: regulatory responses to their promise of stability

Stablecoins are gaining traction in the mainstream financial sector, presenting both opportunities and challenges. They hold the p...

Safeguarding the financial system's spare tyre: regulating non-bank retail lenders in the digital era

Non-bank financial intermediaries (NBFIs) encompass numerous firms with distinct business models that provide various financial se...

Recommendations for the Regulation, Supervision and Oversight of Global Stablecoin Arrangements - Executive Summary

Stablecoins, like other cryptoassets, have the potential to enhance the efficiency of how financial services are provided, but the...

Cross-border crisis simulation exercise in sub-Saharan Africa

In February 2023, financial authorities in eight countries in sub-Saharan Africa participated in a crisis simulation exercise (CSE...

Bank transfers in resolution – practices and lessons

Transfer transactions can be a useful tool in the resolution of failed banks. Their adoption in resolution can offer advantages in...

Too hot to insure – avoiding the insurability tipping point

Sound insurance pricing and underwriting practices are essential to manage financial risks arising from climate change. At the sam...

Managing cloud risk – some considerations for the oversight of critical cloud service providers in the financial sector

Financial firms' use of the cloud, including for their critical services, has been increasing over the years and is expected to co...

Challenges in supervising banks' large exposures

Recent failures are a reminder that banks need to limit and control their large exposures, because failure to do so makes them vul...

From clicks to claims: emerging trends and risks of big techs' foray into insurance

Big techs have entered the insurance business due to the rapid growth of the digital economy and the increased adoption of technol...

The financial stability risks of decentralised finance – Executive Summary

Decentralised finance (DeFi) has emerged as a fast-growing segment within the cryptoasset ecosystem. DeFi is an umbrella term comm...

Central bank digital currencies – Executive Summary

Today, money exists in two forms. Public money is issued by a central bank via banknotes and central bank reserves, while private ...